DiGiacomo & Associates offers a comprehensive portfolio of commercial insurance solutions to businesses throughout Pennsylvania and Delaware. As independent agents, we work with several leading insurance companies to secure the right coverage for your business at competitive rates. From slips and falls to property damage and management liability issues, DiGiacomo is your source for protection.
Liability insurance is your first line of defense from hefty losses as a result of personal injury or property damage caused by you or your employees. Therefore, this fundamental coverage along with specific endorsements or additional liability policies, depending on your operation, is the backbone for your protection and your longevity. Our policies are designed with you in mind to provide the necessary financial assistance to reimburse you for legal fees and pay out settlements on your behalf in the event you are found liable for damages. Not only will our trusted employees evaluate your risk profile, but we will also examine your past history and the size of your operation.
Whether you rent or own your business office, you likely have a lot of money invested in the property. So, what better way to protect your business from damage and theft than with a commercial property insurance policy? Our customizable policies provide protection for not only your property, but for the business contents inside, as well. Some of our options include:
- Business Interruption: Did you know that 25% of businesses that are forced to shut down by a disaster for more than 30 days never reopen their doors again? If your business is forced to close temporarily as a result of fire, wind, theft, vandalism, other named coverages, we will take care of the loss of income, bills you are required to pay even though you aren’t open, temporary relocation costs, and more.
- Equipment Breakdown: This is the leading cause of loss for businesses. In a tech-based world, we rely so heavily on machinery to complete our daily operations. That’s why we provide protection for the computers, refrigerators, ovens, boilers, and other equipment you need should they malfunction.