Personal Insurance - Homeowners

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Homeowners Insurance Quote Form.
Request a Homeowners Quote using our Online Quote Form.

Homeowners Insurance is a real estate insurance policy required of the buyer protecting the property against loss caused by fire, some natural causes, vandalism, etc. The homeowner's insurance policy may also include added coverage such as personal liability and theft away from the home.

Whether you own a home or condominium or live in a rental property, we have a policy for you.

What Affects the Rates?

• The type of policy you need
• The amount coverage you request
• Is there a fire hydrant within 1000 feet
• The construction of the home: frame or brick
• Where you live

How Much Coverage Do I Need?

• Dwelling Coverage at 100% of replacement cost. Homeowners covers the entire structure and everything attached to it. Personal Property and other Structures are percentage amounts of the dwelling.     
• Personal Property / Renters – Covers furniture, clothing, appliances
• Condo Owners need coverage for personal property, built in items such as wall to wall carpets, window treatments, fixtures, and any built in appliance.
• Liability and Medical Payments – One of the most important parts of ALL the Policies – this covers your negligence both on and OFF the premises any where in the world.

Valuable Property

Valuable Property – Jewelry, furs and silverware, cameras, bikes, fine arts (paintings, antique furniture, oriental rugs)
Special Coverage (at a premium) usually with no deductible can be included on any the of the policies.

Discounts

Home, Renters, Condo

• New home credit
• Security credits
• Loss free
• Multi-Policy

Request a Homeowners Quote using our Online Quote Form.

Please call us if you have any additional questions regarding Homeowners Insurance options at
(610) 935-8960