Life / Health Insurance

Life Insurance

Life insurance is a financial safety net which allows the insured to cover expenses that occur upon death.

Because we are an independent agency, we have access to many life insurance carriers. From term insurance to variable universal life we will provide you with a breakdown of your insurance needs and offer you solid solutions with competitive products.

Some life insurance products that we offer:

• Mortgage term
• Level Term including return of premium option
• Whole Life
• Universal Life
• Variable Universal Life

Health Insurance

Health Insurance provides specified sums for medical expenses or treatments.

Health insurance can be confusing. We will simplify terms and conditions used in the industry and provide you with options to fit your budget & needs

Some carriers we represent:

• Blue Cross & Blue Shield
• Keystone East
• Capital Blue Cross
  
• Aetna
  
• Assurant
  
• Personal Choice

Disability

What would you do if you could not work and your bills continued to mount?

Disability coverage can save your home or other possessions in the event that you become sick or injured.  We will propose a program which will help keep what you own & pay the bills while you are disabled.

Some carriers we represent:

• Aflac
• Met Life
• Assurity

Employee Benefits

Most experts would agree that providing benefits for your employees enables the employer to attract and keep quality employees

We can counsel you on plans & coverages which will help you achieve that goal in the most affordable manner possible.

Types of plans

• HMO
• PPO Plans
• Health Savings Account (HSA)
• Voluntary Benefits
• Aflac
• Group Dental Disability 

Please call us if you have any additional questions regarding Life / Health Insurance options at
(610) 935-8900