In today’s lawsuit-obsessed environment, companies of all sizes have to be prepared to face litigation claims. Especially as legislation and regulations have become more complex than ever, businesses need to equip themselves with the defense tools to safeguard their assets and operations in the event a lawsuit is filed against the business, an employee, or shareholder.
At DiGiacomo & Associates, we specialize in providing solutions to protect businesses like yours against claims of management or workplace wrongdoing. Our essential coverages include Directors & Officers Liability, Employment Practices Liability, and Professional Liability.
- Directors & Officers (D&O) Liability: Whether you operate a private firm, public company or nonprofit, your directors and officers are exposed to inherent risks. Our professionals undertake a deep review of your organizational layout, your bylaws, the responsibilities of your directors and executives, and the exposures you have and are likely to encounter to recoup losses as a result of their actions or leadership. We will then determine the best D&O policy for you.
- Employment Practices Liability Insurance (EPLI): Even businesses that strictly uphold best practices can be sued for employee-related claims. What’s more, allegations can arise from hiring and firing practices, wage disputes, discrimination, sexual harassment, unfair treatment, vacation policies, and more. As these are all common claims, it’s evident that there is no shortage of risk that employers face and having an EPLI policy in place is critical in protecting your bottom line.
- Professional Liability: This policy can protect your professional work and advice from claims due to errors, misjudgment, performance failure, and negligence. This coverage can also extend to contractors that work on your behalf, as well.