Workers’ Compensation, designed to protect your employees if and when an on-the-job injury or illness occurs, is a major expense for companies for all industries. At DiGiacomo & Associates, we work tirelessly to give you the biggest savings. Our full-service Workers’ Compensation program allows us to thoroughly analyze your operation to identify issues to justify savings on your insurance premium.
We will look at your claims history and compare it to your experience modification factor, which is used in the calculation of your premium. Next, we will examine how you rank within your industry, job classifications, frequency and severity of claims, and more to determine what type of solution you require. We will also help you with classifying your employees properly and practicing sound risk management to rectify and prevent future discrepancies.
Unmatched Workers’ Compensation Insurance
Our staff will also conduct a comprehensive review of all your pertinent documents, including your existing Workers’ Compensation solution, your experience modification worksheet, payroll audits, and loss-sensitive rating adjustments, to determine if any miscalculations occurred and if we can provide a better premium rate. What’s more, our insurance carrier partners provide assistance with safety programs and Return to Work programs to help you mitigate losses and get your workers back on the job as soon as they are able.