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Insurance that Works for You

We understand that the unexpected can happen at any time, and it's crucial to be prepared. DiGiacomo & Associates is your trusted partner in protecting what matters most.

Experienced

Owned and Operated by same owner since 1984

Knowledgeable

We are highly  knowledgeable and reliable

Services

We offer several services under a single roof

Company’s History

Insurance throughout PA, NJ, FL, and VA.

Since 1984, DiGiacomo & Associates, Inc. began serving the insurance needs of individuals, families and businesses in Phoenixville, Pa. Since then we have grown our agency to provide communities throughout Pennsylvania, New Jersey, Florida, and Virginia, with insurance solutions designed to protect their specific interests and provide peace of mind.

A family run business, our office is made up of experienced professionals who care about each and every one of our clients. Our agents are conscientious and committed to delivering excellent solutions quickly and efficiently. We take the time to listen to your needs and help find the coverages best suited to you while also giving you the greatest value for your investment. With us, you can always rely on receiving personalized attention and unending support – all things that contribute to an experience unmatched in today’s market. We will protect and secure all that you care about and help keep you financially secure.

Meet Our Team

Services We Provide

At DiGiacomo & Associates, based in Phoenixville, PA, we understand that good customer service, quality guidance, and reliable products are what matter most to our clients in the industry.

DiGiacomo & Associates/ Home Insurance

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, it’s where you raise your family and create memories that last a lifetime.

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DiGiacomo & Associates / Auto Insurance

Auto Insurance

After an accident, auto insurance can protect you from financial devastation, pay to repair your vehicle and cover your medical expenses.

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DiGiacomo & Associates/ group health insurance

Group Health

Group health insurance is often employees' top priority since individual health insurance can be costly. It's a significant expense for employers, second only to payroll.

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DiGiacomo & Associates/ individual life insurance

Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.


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DiGiacomo & Associates

Commercial Insurance

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption.

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DiGiacomo & Associates/ high net worth insurance

High Net-Worth

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.

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Minimizing risks

DiGiacomo & Associates offers general liability and employee risk control services that can help you continuously improve workplace safety, mitigate injury and reduce costs.

Effective risk management

DiGiacomo & Associates aids in efficient risk management by developing a problem-solving strategy and executing it in a timely manner.


Employee Benefits

DiGiacomo & Associates has a wide array of insurance products to meet your business planning needs with recruiting, retaining, or replacing key employees critical to your business.

Our Client Reviews

james shoemaker
18:42 09 Mar 23
Chris was very proffesional job. Happy with service. Would reccomend him to anyone
The Brenan Group LLC
17:01 15 Feb 23
These guys are sharp and on the ball. With their years of experience, they know every aspect of the products of insurance I was shopping for. Always responsive too!
Steve M
21:43 04 Jan 23
DiGiacomo & Associates are a great company to work with. They're always prompt with answering any questions and always after your best interest.
DiGiacomo & Associates - great service every time. Prompt, professional and responsive. Many thanks to Mayuri Rastogi and Joseph Messantonio!
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Our Blogs

Your Landlord Has Insurance, So Why Do You Still Need Yours

Your Landlord Has Insurance, So Why Do You Still Need Yours?

It's a common misconception: "My landlord has insurance, so I'm covered." A landlord's policy only protects the building itself, such as the roof and walls. It does not cover your belongings like your couch, laptop or savings. This is why renters' insurance is important, even in a well-managed building. Your Stuff Isn't the Building If […]

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Can Renovating Your Kitchen Raise Your Insurance

Can Renovating Your Kitchen Raise Your Insurance?

A new kitchen can change how your home feels and cooks. But it can also change your home insurance. The answer is not always “yes” or “no.” It depends on what you upgrade and any risks that arise while the work is going on. Why Can the Price Rise? Insurance is built on the cost […]

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A grace period is the additional time you receive after your due date to pay your insurance bill. Although your policy is considered late, you still have a chance to resolve it. The specifics of the grace period can differ based on your policy and your state, so it's important to read your documents carefully and ask any questions you may have. Must Know When your bill specifies a due date, the grace period starts the day after that date. During this time, your policy is typically still active. If you make your payment within this period, your coverage continues without interruption. You may still incur a late fee, but you can avoid more significant issues. How Long Is It? There is no single number. Some policies allow only a few days. Others allow a few weeks. Life, health, auto, home and renters policies can all have different timelines. So can different states. Your exact dates are shown in your policy paperwork and billing notices. What If You Miss It? Missing the grace period can cause a lapse. That means your policy ends, and there is a gap with no coverage. If an accident or loss happens during that gap, the claim can be denied. A lapse can also make it harder or more costly to start a new policy later, because insurers see gaps as higher risk. Can You Turn It Back On? Sometimes, yes. You may be able to turn the policy back on by paying what you owe. But turning it back on is not promised. It may require a new application, a review of your risk, or a waiting period. The new start date might be the day you pay, not the day the policy ended—so losses during the gap still would not be covered. Ways to Stay on Track Choose a due date that sets with your pay cycle, if your provider permits it. Set reminders on your phone. Whenever possible, try to pay a few days in advance. Consider whether you prefer receiving paper or email bills and select the format that you are more likely to read each month. Why Does This Matter? Insurance protects your savings from big, sudden costs. A short gap can undo that shield right when you need it. Staying current keeps your coverage ready, your claims smooth and your rates steadier over time. Grace periods are helpful, but they are not a habit to rely on. Know your window, set simple reminders and reach out early if you need help. We are here to keep your coverage strong and continuous.

What Is a Grace Period and What Happens If You Miss It?

A grace period is the additional time you receive after your due date to pay your insurance bill. Although your policy is considered late, you still have a chance to resolve it. The specifics of the grace period can differ based on your policy and your state, so it's important to read your documents carefully […]

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Contact Info

Timings:
Monday – Friday: 9 am to 5 pm
Address:
Physical Address : 221 Bridge St. Phoenixville, PA 19460

Mailing Address : P.O. Box 230 Phoenixville, PA 19460

221 Bridge St
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